Renters Insurance in NJ

When disaster strikes – it doesn’t differentiate between rented buildings and owned homes.

According to the US Census Bureau, the number of renters has increased dramatically since 2007, correlating with a decrease in homeownership. If you’re renting a house, an apartment, a college dorm or some other form of property, you might not be as covered as you think.

Your landlord’s insurance covers their property – not your belongings – nor any personal liability you may face if someone is injured in your home. That’s why you need renters insurance.

At Harrah & Associates we will help you find coverage to protect your cell phone, computer, furniture and other possessions from theft, fire, hurricane and other covered perils. Your policy will also have coverage to protect a guest from mishap in your home.

Renters insurance usually runs the cost of a movie and popcorn

The best part? Renters insurance usually runs the cost of a movie and popcorn – once a month – and you may be entitled to discounts for monitored burglar and fire alarms, dead bolts, fire extinguishers, sprinkler systems and a renters policy combined with an auto policy.

Interested? Simply call us or fill out the quote form for peace of mind and quality protection.