We know there are many types of coverage to navigate…collision, comprehensive, uninsured motorist, bodily injury, personal injury protection, property damage, rental reimbursement, roadside assistance and more…not to mention coverage amounts.
Buying a home can be one of the most exciting, expensive and stressful purchases you can make. After investing all that time, effort and money in your new home purchase, insurance is crucial! Did you know that 2 out of 3 US homeowners are underinsured?
According to the US Census Bureau, the number of renters has increased dramatically since 2007, correlating with a decrease in homeownership. If you’re renting a house, an apartment, a college dorm or some other form of property, you might not be as covered as you think.
We make your insurance buying process simple so you’ll have more time to focus on your business. It’s important to have help navigating business insurance, because one lawsuit or accident can send you into financial mayhem.
But is your property insured properly in the case of an accident or unforeseen circumstance? Or worse, is your property insured under a homeowners insurance policy—which isn’t applicable if the property is not owner occupied?
The world is full of potential accidents and with America’s love affair with lawsuits; you can’t afford not to have an umbrella policy. A slippery deck boat, a mistake while you’re driving, an accident in your pool – these all can lead to catastrophic injuries, outrageous medical expenses, lost wages, pain and suffering and lawsuits.
Flood coverage is not included in homeowners nor business insurance policies. It must be purchased separately. Property owners in New Jersey should be aware of this. Between hurricanes, vicious summer storms and three ocean borders New Jersey’s properties are much more at risk for flood damage.
So whether you’re rallying with 10 of your buddies or on the Honda Hoot, piloting a Class A motorhome or towing a travel trailer or gliding out to open water in your power boat – cruise the open road or water, navigate city streets or challenge rough terrain with quality protection.
So whether you’re rallying with 10 of your buddies or on the Honda Hoot, piloting a Class A motorhome or towing a travel trailer or gliding out to open water in your power boat – cruise the open road or water, navigate city streets or challenge rough terrain with quality protection.
Like most of us, you probably worry about your families’ future. Can they pay off the house, get a college education, live a happy and healthy life? We all hope to always be able to provide for our family – to protect them.
If you experience a serious medical crisis while uninsured or underinsured – it can be overwhelming. Let us help you unravel the health insurance quagmire so you can understand your options.
At Harrah & Associates, we will help you get a handle on this costly coverage with discounts and auto buying suggestions and coverage recommendations to protect your family. We will also help you teach your teen to be a safer driver with our teen driving contract.