Group Long-Term Care Insurance in NJ

Take care of your employees' futures with Group Long-Term Insurance.

Finding group long term insurance services in Mercerville, New Jersey couldn’t be easier with Harrah & Associates. Since 1955 we have been providing insurance that suits your needs. We’re always here to help.

What Is Group Long-Term Care Insurance?

A long-term care insurance policy helps cover the costs of care when you have a chronic medical condition, a disability or a disorder such as Alzheimer’s disease. Most policies will reimburse you for care given in a variety of places, such as:

  • Your home
  • A nursing home
  • An assisted living facility
  • An adult day care center

Most group long-term care insurance plans regularly change to meet the requirements of an array of employees and employers. There are many types of long-term care coverage, which a trusted representative from our team will be pleased to explain.

More About Bundled Policies

This is a very popular approach to long-term care insurance. This is when individual policies are grouped together to suit a group situation. This can also be referred to as multi-life long-term care insurance. This is the perfect solution for medium and small employers, because it gives you a wider option when selecting your insurer. With our plans we can tailor the bundles to suit your budget and meet all of your needs. All of our plans are entirely flexible and created with you as the center point.

Large Group Insurance Policies

Large group plans might also be referred to as true group plans. This means that only one policy is filed, rather than a range of individual policies. This ensures that no employee is excluded from the plan and coverage can be selected to suit the needs and requests of the employer. Large group insurance would be taken on by a larger employer as a benefit package. In order to qualify there must be a group of people who have something in common, a master policyholder who retains the documentation on behalf of everybody and a potential discount due to the group factor.

A long-term care insurance policy helps cover the costs of care when you have a chronic medical condition, a disability or a disorder.

Benefits of Long-Term Care Insurance

  • Insurance helps cover out of pocket expenses when the policy holder requires extra support.
  • Policy owners may be eligible for an income tax deduction.
  • Business deductions of premiums.
  • A great incentive for attracting new talent or employee retention.
  • Provides peace of mind and promotes loyalty and motivation.

Why Choose Harrah & Associates For Your Group Long-Term Care Insurance?

We have been serving the insurance needs of business and families for many, many years now. By pinpointing each of our client’s individual needs we can find the best option for you. Our tailored insurance programs are guaranteed to suit your requirements as well as your unique budget. This is why more than thirty-five international, national and regional insurance companies chose us for their policies.

Get in Touch Today

Please get in touch with our friendly and helpful team today. We would be delighted to discuss your options for group long-term care insurance. All of our clients are very important to us so we will strive to provide the best services for you. We will consider your individual needs unlike a carrier, who will only provide their products. Our brokers will go above and beyond for all of our prospective clients so call us today or send us an email for more information.

Get in touch with an insurance expert today.