Business auto insurance is designed to cover vehicles used for commercial purposes. If you run a business and your employees operate vehicles, such as cars, vans or trucks, you should have coverage.

Business income insurance or business interruption insurance is designed to keep you afloat if you have to close premises, on a temporary basis, to carry out repairs or for other reasons.

We make your insurance buying process simple so you’ll have more time to focus on your business. It’s important to have help navigating business insurance, because one lawsuit or accident can send you into financial mayhem.

With a commercial umbrella policy, your coverage is activated if you have exceeded the benefits you have through another type of business policy. If your company is involved in a lawsuit and you have reached the financial limit of your insurance policy, you can use your commercial umbrella plan to bridge the gap.

Companies of all sizes are vulnerable, and research suggests that over 50% of small businesses in the US have experienced recurrent security breaches. Cyber liability insurance is designed to cover your liability if your business is the victim of a cyber attack, which results in personal information and data being leaked.

Any organization that has an officer or a board of directors can apply for Directors and Officers liability insurance. This includes public companies, private companies, financial institutions and non-profit organizations.

Employee civil suits can also include discrimination, sexual harassment, wrongful termination, emotional distress, wrongful discipline and more. These claims are all increasing by record numbers. This leaves you, the business owner, with much to worry about.

By investing in general liability insurance coverage, business owners can shield themselves from unexpected costs and protect the companies they have worked so hard to build and develop.

Errors and Omissions (E&O) and professional indemnity insurance. Some people use E&O as a specific type of professional liability catered to advisers and those in financial services, however, E&O and professional liability are used interchangeably in most cases.

This is great news for restaurant owners. With more and more folks choosing to eat out rather than at home you want to ensure that their dining experience and every meal you serve is enjoyed. For each step of the culinary process from dicing to caramelizing and grilling to the moment your patrons leave fully satisfied, you want the proper protection.

All employers based in NJ are required to have Workers’ Compensation insurance.  This applies to corporations and LLCs (limited liability companies) that employ at least one person who is paid for doing their job. Seasonal workers should be protected by Workers’ Compensation, but insurance is not required for volunteers or interns.